Buying mortgage points is a way to secure a lower interest rate during the home buying process. It can save you several thousands of dollars in interest over the life of the loan and lower your monthly mortgage payment. Check out this nifty guide to learn how they’re calculated so you can assess if purchasing […]

Are you considering whether you should purchase your first home or rent? There are several things to think about when deciding if you want to buy or rent. We’ve listed down things you should know so that you can settle the rent or buy debate in your situation. Put Your Future Goals and Financial State […]

Do you have plans to purchase a retirement house? It doesn’t matter if you’ve already retired or still have a long way to go before retiring. The perfect time to plan for your future home is now. This article will break down essential details that you’ll need to consider before buying your retirement home. Should […]

When facing an urgent and substantial financial need, borrowing against their 401(k) often comes to mind. While account holders can withdraw $50,000 or 50% (whichever is less) from their 401(k) plans without paying penalties, there are major drawbacks that should make you think twice about getting a 401(k) loan. One con is that if you […]