9 Jun 2022 Things to Consider When Deciding to Rent or Buy Yo... Are you considering whether you should purchase your first home or rent? There are several things to think about when deciding if you want to buy or rent. We’ve listed down things you should know so that you can settle the rent or buy debate in your situation. Put Your Future Goals and Financial State […] Share on Facebook Share on Twitter
2 Jun 2022 Getting Ready To Buy A Retirement Home: Things To ... Do you have plans to purchase a retirement house? It doesn’t matter if you’ve already retired or still have a long way to go before retiring. The perfect time to plan for your future home is now. This article will break down essential details that you’ll need to consider before buying your retirement home. Should […] Share on Facebook Share on Twitter
1 Jun 2022 A Guide To Debt-To-Income Ratio When Buying A Hous... When you apply for a mortgage, lenders execute financial calculations to determine whether or not you qualify for a loan. Therefore, you should become familiar with the debt-to-income ratio (DTI) before buying your home. This formula will help you understand what lenders are looking for when approving loans and how to ensure your financial health […] Share on Facebook Share on Twitter
25 May 2022 Better Alternatives To Withdrawing From Your Retir... When facing an urgent and substantial financial need, borrowing against their 401(k) often comes to mind. While account holders can withdraw $50,000 or 50% (whichever is less) from their 401(k) plans without paying penalties, there are major drawbacks that should make you think twice about getting a 401(k) loan. One con is that if you […] Share on Facebook Share on Twitter
18 May 2022 Your Guide To Buying A Home When You Have Bad Cred... If you think that buying a house with bad credit is impossible, we have good news! It may be more complex, but it can be done! But before you go house hunting, it’s essential that you review your financial situation. Homeownership involves unexpected expenses that may be hard to cover if you’re financially unstable. Let’s […] Share on Facebook Share on Twitter